作者：胖胖鹿船长
【第一步，先关注我】
大家好 我是@胖胖鹿船长，
这次和大家聊聊，“流量卡，欠费停机，不销户会怎样？”
一、写作原因
最近写了几篇，因为我最近2年陆陆续续办理了十几张流量卡，写了有关我流量卡我的踩坑记录，异地销户的心得，有兴趣的可以看看，
流量卡异地销户流程推荐
流量卡踩坑记录，那些你不知道的坑点和注意事项！
最近的文章，看到好多人，说办理异地流量卡，懒得销户，不想销户，去咨询一些营业厅工作人员，得到建议是“欠费停机三个月之后，自动销户”
二、那么“欠费停机，三个月自动销户”靠谱吗？
我觉得他们说这样的话，是不负责任的。
可能1
他们懒省事，外省的卡，他们不想多管闲事，所以直接建议“欠费停机，三个月自动销户”。
可能2
不是每个营业厅都有 “异地销户”的权限，外省市的流量卡他们没有“异地销户”过，他们没处理过“异地销户”业务，所以他们以为不能异地销户，所以直接建议“欠费停机，三个月自动销户”。
（去营业厅之前，请看一下店门口的牌子，是自营店还是加盟店，加盟店的店员的专业培训确实有待提高）
可能3
营业厅有KPI考核，销户或者携号转网，他们需要竭力劝你，不然他们会被扣分，直接和工资挂钩，多一事不如少一事，所以他们不想给你“销户”，所以直接建议“欠费停机，三个月自动销户”。
三、那么“欠费停机，三个月自动销户”靠谱吗？
理论上这个方案也是可以行得通的，
但是需要有3个踩坑点需要注意：
1、手机欠费影响征信？
江西电信发布的关于手机欠费上征信的公告，引发关注。公告显示，从2020年11月开始，江西电信将对通信费用欠费用户，未在规定时间内清缴欠费的，将被接入中国人民银行金融信息基础数据库（征信系统）。
江西电信客服证实，该份公告内容属实。江西电信客服告诉记者，存在长期恶意欠费的，会被接入征信，建议用户携带身份证件到电信营业厅查询是否存在历史欠费，并及时交清欠费，以免形成恶意欠费而被接入征信。江西电信客服表示，对于个别小额欠费用户，从维护用户征信角度，其将提醒及时缴费，并在初期暂不纳入征信。
如何定义恶意欠费？江西电信客服解释称，正式接入征信的用户，都是经核实确认至少欠费3个月以上、且经多次催缴、提醒后仍拒绝缴纳欠费的用户，主要接入对象是少数长期恶意欠费用户，以及享受了手机、通信终端或费用等补贴优惠但不履行双方合同约定并单方毁约的用户。
据介绍，江西省欠费用户接入征信将从2020年11月开始，但真正接入的具体时间将视恶意拖欠用户的具体情况而定。
电信公司将欠费用户纳入征信系统依据是什么？江西电信客服表示，纳入征信的依据是中华人民共和国《征信业管理条例》以及中国人民银行与信息产业部（现为工信部）《关于商业银行与电信企业共享企业和个人信用信息有关问题的指导意见》和二代征信系统规划。目前仅针对少部分的恶意欠费用户试点，其他用户无需担心。
针对号码欠费是否会接入征信，目前，中国电信各分公司的处理不一。
广州电信客服表示，欠费逾期一定时间未交，会限制办理业务。但是否影响征信，还“未有此资料”。
北京电信客服也表示，号码的欠费会响电信业务的后续办理，是否影响个人征信，暂未收到相关部门的通知。
2、手机欠费影响下次办卡，需要补齐欠费才能办新卡
这种情况指的是，省内，同一运营商，在办理新卡的时候，会监测你名下的欠费情况，一般情况需要补齐欠费，才能办理新的手机卡，
也有极端情况，先让你办理成功卡，然后第二天从你新办卡上面扣除以前的欠费。
目前只是省内同一运营商这样操作，跨省暂时没有这样的操作。
我大学室友的奇葩经历
说一下我自己经历过的情况，以前大学在南京上学，我们用的江苏移动手机卡，同寝室的同学欠费停机销户之后，毕业四五年后，他去了苏州工作，办理了一张移动卡。
当时他还庆幸没有江苏移动没有追讨他的欠费，因为新卡需要在营业厅充值100元，
结果办完新卡第二天，就显示欠费了，询问营业厅工作人员，就是说这是以前的欠费。他就自认倒霉的了。
3、欠费的资费，会超乎你的想象
（1）理论上，欠费停机，只是计算到当月的套餐，实际可能扣费3个月
但是有些地区的运营商，比较极端，他们的资费会继续计费，通常为三个月，
在三个月内逐步经历单向停机（只能接电话，不能打电话不能上网）、双向停机（无法接打电话，无法上网，但是可以收到短信息），
如果客服可以联系到用户，会使用电话或短信的形式催缴，如果联系不到用户，则会挂账。
（2）违约金
欠费停机，也可能就代表着你的合约提前让你终止了，需要支付违约金
（现在普遍的流量卡，都是12个月、24个月，甚至20年合约期）
我在写这个文章的时候，看了我江苏移动的手机卡的套餐详情，里面有终止协议的违约金。
譬如下图，假如这个赠送20G流量的套餐我用了3个月，欠费停机了，
我的违约金为5元1G一个月，20G三个月就是5元*20G*3个月=300元的违约金
（3）滞纳金
三、总结：
综上所述，流量卡不用的情况下，请尽量走正规途径销户，不要抱着侥幸心理。
销户分app线上“异地销户”，和实体线下营业厅“异地销户”。
而且最新的流量卡，可以选择收货地为归属地，这样更方便了。
归属地为本地的手机卡，基本上本地主营业厅都是可以销户的。
不会“异地销户”的值友，可以看看我这篇文章，一步一步吗，很详细的写了，流量卡怎么异地销户
四、热门流量卡推荐
1、玉峰卡 月租19元/月
这个卡最近买的人比较多，实际每月扣费19元，有效期一年，1年后月租29元，
每月125G通用流量，+30G定向流量，
但是一年后，赠送流量自动续租，一年后不确定有没有充值活动，所以就当作一年后月租29元吧。
其次，通用125G流量是本月有效，次月无法叠加使用。30G定向流量未使用完，可以次月叠加使用。
激活之后，卖家还有值得买专属福利，赠送20元话费红包，挺不错的。
2、翼喜卡 月租19元/月
原套餐39元，参加指定活动，每月赠送20元，相当于19元月租，有效期2年。
每月150G通用流量，+30G定向流量，
通用150G流量是本月有效，次月无法叠加使用。30G定向流量未使用完，可以次月叠加使用。
需要收到快递的时候，激活卡并在快递小哥这边充值50元，参加赠送话费的活动。
五、写在最后
到此，这就是本文的全部内容了。
有流量卡的问题，也可以在评论区留言讨论，我们下次再见，白白
查看文章精彩评论，请前往什么值得买进行阅读互动
领取最新办卡资费，添加 微信：sjzqb888 备注：办卡！
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【流量套餐合集】19元、29元流量卡长期短期做个比较，三分钟带你分析所有流量卡的优惠政策！！华语音乐到底什么时候衰落的？在唐朝之后，明朝之前
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2024年8月21日 pm12:18
流量卡选购干货🌟4款热门流量卡测评‼️“讨债”一文太有趣了，幽默段子百看不厌
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职场工作的我们，每天都有大把空闲时间，不知道该干什么。下面给大家分享5个稀奇古怪的小网站，让你上班摸鱼一整天，真是太上瘾了。 01&押韵助手https://yayun.la…
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眼下正是春季招聘重要阶段，大量求职者上网求职。一些机构和平台通过在知名网络平台投放引流广告或内容，鼓吹求职者应“边搞副业边找工作”，并诱导他们参加所谓“免费试听，易学习、上手快、好…
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推荐两个较为冷门的线上副业，目前来说知道的人还不算多，竞争力也比较小，特别适合年轻人，学生党，宝妈以及想在空闲时间增加额外收入的人群。 这两个副业虽不能让你就此发家致富，但是稍稍用…
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下班就躺平？这5个副业让你摆脱死工资，在家也能赚钱
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你是不是每天辛辛苦苦工作，但是每个月都攒不下钱？ 其实攒钱无非两种方法：开源或者节流。如果你每个月都没怎么购物，但是月底却攒不下什么钱，那么就需要思考一下怎么开源了。 下班不要躺平…