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时间如白驹过隙，又到了年底，回顾这一年，匆匆忙忙，我的生活可以总结为一句话：“养娃上班做副业，升级打怪！”
2022年是不容易的一年，年初的时候因为疫情防控，居家办公了一个多月，工资只发50%；年底疫情防控放开，猝不及防地感染了病毒，又被迫请假在家休息，不发工资。
在疫情、养娃、房贷三重压力之下，我们小家庭攒下了8万多元，我的副业贡献了3万多元。
这一年，我深刻地体会到了有一份副业的重要性，我的副业是理财和写作，理财给我带来了两万多元的收入，写作收入也有一万多元。它们不仅仅让我赚到了钱，更让我在艰难时刻看到了希望。
从年初的迷茫，到现在的坚定，我感谢自己没有放弃。经过一年的摸索、实践和学习，我已经确定将理财和写作作为我长期发展的事情，后面要做的就是坚持深耕、精进技能。
很多人都想拥有一份副业，那么怎样开启一份属于自己的副业呢？
我根据自己的经验，总结了5个步骤，希望对大家有所启发。
第一步：拓展认知
认知是指大脑接受外界信息,经过一定的加工处理,转化为内在的心理活动,从而获取知识和应用知识的过程。简单来说就是通过心理活动（如形成概念、知觉、判断或想象）获取知识。
用2个我自己的经历来说说认知对于副业赚钱的重要性。
1.我是2019年年底接触到可转债的，当时在理财社区看到有人分享打新债可以赚钱，于是我就搜集了一些打新债相关的知识，学习之后就开始实际操作。
因为有理财基础，也有相关认知，从知道到行动我只用了2个星期的时间。后来又学习了可转债短线套利，差不多3年的时间我用1万元的本金赚了2万多元。
2.我的公众号是2019年9月份注册的，跟我同一年注册公众号的很多号主已经能够稳定月入上万元，而我每月才几百元的收入。
我在公众号上没有赚到钱，认知不足是很大的原因，前两年我根本没有意识到对于私域平台的公众号来说引流涨粉很重要，导致公众号注册2年粉丝数还不足1000，阅读量更是低的可怜。没有粉丝、没有阅读量，想变现实在太难了！
人与人之间的差距很多时候就是认知的差距，我们要想办法拓展自己的认知，打破认知的边界，获取更大的视野。
第二步：提升学习力
有了认知，要想通过副业赚钱，接下来就要提升自己的学习力。
我的两个副业中理财收入要高于自媒体写作收入，并不是因为我的理财本金多，而是因为理财我开始的比较早，有了一定的知识积累，实际操作起来会相对容易一些。
自媒体写作我没有系统地学习过，全靠一腔热血在行动，自然会有点儿找不到方向。要想在自媒体写作上做出成绩，我必须要有学习意识，并且要提升自己的学习能力。
提升学习力首先要明确学习目标，然后要掌握学习方法，向身边做出成绩的人学习，必要的时候也可以进行付费学习，少走一些弯路。
第三步：加强执行力
对于副业赚钱这件事儿来说执行力很重要。总是有人问：“有哪些可以赚钱的副业？”在这个网络发达，信息资源丰富的时代，找到可以赚钱的副业其实并不难，难的是行动。
就拿可转债打新来说，问过我的人很多，执行力强的人已经赚了上万元了，执行力弱的人迟迟不肯行动，现在还处于到处寻问的状态，白白错过了好时机，因为可转债打新已经提高了准入门槛。
为什么要用可转债打新来举例？因为在提高门槛之前，中签新债就相当于白捡钱，操作简单，投入本金也少，只要执行力强，坚持去做就可以赚钱。
其实，在自媒体写作方面我也是一个执行力较弱的人，很多时候有了想法并没有及时去记录，导致每个月完成的文章数量总是提不上去。
我时常会羡慕那些月入上万的自媒体人，但是我又做不到像他们那样努力。早晨起床前我习惯性地翻看几位公众号号主的朋友圈，看她们的复盘日记，每天收获满满，即使工作到凌晨也会坚持做复盘。
要想在副业收入上有所提升，我必须加强自己的执行力。在科学领域实践出真知，在副业方面行动才能有收获。100种方法告诉你，如果不去执行一切等于0。
第四步：坚持记账
有朋友问：“你上班还要自己带娃，是怎么将副业坚持下来的？”
我告诉她们我有秘密武器，其实我的武器就是公开的秘密——坚持记账。
我一直用随手记“神象云——投资家庭账本”记账，我将理财收入和写作收入进行细致分类，每个月认真记录下每一笔小收入。
我才开始把写作当成副业的时候，总是在自我怀疑中犹犹豫豫，自从将每一笔小收入都记录下来，我的成就感就慢慢增加了，而且越写越有信心。
在理财圈流行着一句话：“勿以钱少而不为”。对于我们普通人来说，在主业之外要想有稳定的副业其实不难，如果想一步登天赚大钱，也没那么容易。
我一年三万多的副业收入就是靠理财和写作一点一滴积累起来的，有时候一天收入几块钱，有时候几十块钱，有时候能有几百块钱，但是我都不嫌少。
积少成多、聚沙成塔，我相信在不久的将来，这些小钱可以变成一笔大钱，账本就是我成长路上的“见证人”！
第五步：及时复盘
复盘是一种记录、总结与反思，它可以推动执行力。
古语有云：“玉不琢，不成器，人不学，不知义”，“琢”其实就是总结、反思的过程，只有经过系统的、有目的性的、有策略的总结、反思并及时纠正，我们才能成为某一方面的专家，复盘其实就是这样的一个过程。
复盘在写作和理财上都适用，通过总结文章的阅读量来分析读者们的喜好，然后慢慢调整写作方向，优化文章内容；通过复盘各类投资收益来分析风险和收益率，为进一步的理财规划做出参考。
我们可以根据自己的实际情况进行日复盘、周复盘、月复盘，来一步步实现自己的副业小目标，给自己增加前进的动力，为未来储蓄能量。
副业赚钱的渠道很多，像我这样一个普普通通的人都能实现，相信你也可以找到适合自己的副业，并且会做得很好。
怀疑只会抑制能力，而相信则是前进的力量。
文章来源：随手记社区 简简惜财
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这两年我前后尝试了三种赚钱的方法，一个外贸小店，三个咸鱼小店和现在尝试的头条运营。下面我具体分析下这三个赚钱项目是#兼职副业#??还是只赚零花钱。 #跨境电商#?-外贸小店 我开外…
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简介：了解实现财富自由的好处和挑战 财富自由，农民工，贫富差距，经济不平等 财务自由是很多人一生追求的目标。 它对不同的人可能有不同的含义，但总的来说，它指的是不必担心钱而过上舒适…
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大家好啊，我是小仙女。今天给大家推荐的副业是自媒体。 这两年最火的职业之一肯定是属于自媒体了，不管是作为全职还是作为副业，人人都可以去做，网上也经常看到很多人说，通过做自媒体月入几…
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开展自己的副业可以增加个人收入，以下是一些建议： 按照自己的兴趣爱好和技能特长选择副业：例如，如果你擅长编程，可以考虑提供编程方面的服务；如果你喜欢美食，可以开设自己的餐饮店；如果…