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最近几年我一边在上班，一边寻找一些小生意项目，投资比较小，一年有20万左右收入的项目，我目前上班一年也就是20多万，但今年48岁了，我想再往后可能工作是越来越难，工资也会越来越低。
近三年我咨询过白酒、士多店、餐饮小吃、电动车、水果店各种小本创业加盟项目。但一直没有下决心去做，在我了解的的所有项目中，得出得结论是，这些小项目只适合夫妻经营，除掉房租水电网线成本，两个人一年也就是赚个10－20万，可能有要从早上8点干到晚上12点，365天全年无休才行，当然如果确实无法在职场上找到适合的工作，干个这种小生意，也有一些好的方面。
1、离家近，可以照顾老人，小孩子的学习。
2、夫妻感情会更好，如果常年在外打工，家庭变故风险肯定是要增大的。
3、生活成本低，向在广州上班，一个人的吃、住、行三样基本上要4－5000元每个月，拿着2万的工资，实际上也只有1.5万元了，如果在家里在，多个人，开支不会超过1000元吧。
4、可以充分利用家庭里所有成员，比如父母、小孩子抽空看下店是可以的。
昨天咨询了一个水果连锁店加盟项目，他们品牌在北京有600多家店，目前在广东才不到20家，都是自营的，他们想打开南方市场招收加盟店，目前不收加盟费和管理费用。只要从他们那里进货就可以使用他们的品牌开店。
下面我来测算一下投资和运营成本及一年利润有多少？
前期投入：房租押3个月付1个月，则8000元（按社区40平方商铺每月2000元计算）。
装修门头、货架、冰箱、收银设备等大约需要50000元。
首批进货大约20000元。
风险预备金22000元（前几个月可能会亏损交租发工资）
也就是投入10万左右即可开业。
每月经营费用：房租2000元
水电3000元
员工4000元（自己干加上请一个人帮手）
杂费1000元
每个月的经营成本也是在1万元左右。
水果店的毛利率基本在45%左右，也就是一个月能销售2.2万元水果，就保本了，也就是平均一天能卖700元左右。
我走访过几家加盟品牌店，问了一下店里的员工，他们说基本上每天销售额在2000元左右，当然他们已经经营了几年，有些客户积累。
如果新店一天能卖15000元，一个月45000元，毛利就是2万左右，也是就1个月能赚1万，一年能赚12万，对于上班工资一年达不到10万以上的还是不错的选择，不请员工还可以节约5万左右一年，夫妻店也就是一年赚17万左右。
像国内大品牌，加盟费用、各种费用算下来，需要30万才能开一家店。水果线下店都是卖附近的熟客，其实品牌附加值不会太高，所以如果起步可选这种不收加盟费品牌创业。
谢谢你的阅读，如果有用就分享给身边的朋友吧。
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朋友们提到东北，你最先想起什么？ 钱哥最先想起的是，小时候母亲嘴边常挂的一句口头禅“棒打狍子瓢舀鱼，野鸡飞到饭锅里！” 等长大一点，见到的东北人当聊到狍子时，总会听到一句“傻狍子”…