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说个恐怖的事儿,距离2022年结束已经仅剩80天了。
前两天看见一个数据,过去的7天国庆假期,单日可容纳 4.1 万人的九寨沟景区仅迎客 211 位。7 天迎客人数分别为:1 人、7 人、4 人、55 人、60 人、53 人、31 人。
而很多年轻人开始毕业,来到人才市场的时候才发现,时代变了,很多互联网大厂在裁员,我一个在企业负责人事招聘的朋友说,以前他们公司,想要招到清北交复的学生,基本不可能的,现在随便筛筛,起薪比以往还低了。
我问到底是多少?他说了一个数,我说快赶上我们那时候起薪了,现在的年轻人真难。
有很多年轻人向我咨询一个问题,这种趋势,到底是暂时的,还是永久的?
言外之意,暂时的我就先考研了,结果马上考研缩招了。
我想说的是,不管是暂时还是永久的趋势,对于个人来说青春都不会再回来了。
接下来,最重要的是,报复性赚钱。
现在的形势之下,你做的一切事情,都必须跟赚钱相关。
我给四个建议吧:
一、杜绝超前消费。
不管你是不是年轻人,那些超前消费,建议杜绝,请把你的恩格尔系数(食品支出占个人消费比)拉高,拉到无限高。中国有句老话,「手中有粮,心中不慌」。储蓄是一个好习惯,在你有可能储蓄的时候,尽量储蓄下来。
二、尽量做好主业
不管你在之前的工作中经历过怎样的委屈,或者你现在在职场经历怎么样的灾难,那都不会比失业更糟,把你的职业做好,善待你的工作。
每个月的固定收入,不足以使你致富,但是是你当下生活,唯一的确定性。
夫妻两个,尽量都去工作,毕竟两个人防范财务风险的能力,远远大于一个人,不要拿孩子当借口,孩子需要陪伴,但是孩子更需要钱,更需要的是在社会中有位置的父母,职场竞争很激烈,你可能只想在家当一年两年家庭主妇、煮夫,但是没有任何一个职业,会等待你两年。
三、有一个搞钱的副业
主业之外,必须有一个能搞钱的副业,如果可能,最好是线上可以做的。
你不知道未来会经历什么?你也不知道,线下将来可能经历什么?你所目见所及的线下公司、产业,可能有一天就不存在了,九寨沟都有可能7天只有211个游客,没有什么是真正能确定的。所以,你必须现在就有在家赚钱的能力。
年轻人暂时无法就业,一定要尝试一下自媒体,把你的社交媒体利用起来,现在的短视频带货、直播带货,其实核心逻辑,都是自媒体,我现在做自媒体的感受,就是它依然是一代人红利,这已经变成跟20年前买房一样的东西,不是你赚钱不赚钱的事,是你不买,肯定就输了。
四、不要做重资产,不要想被动收入
现在的形势,跟几年前已经大不一样,俞敏洪在做直播,李国庆在带货,这些知名的企业家都在每天想方设法吸引你的注意力,所以不要幻想什么被动收入、睡后收入了,接受现实。
更不要盲目去做重资产的投资,活在当下,让自己的财务报表尽可能地轻一些,简单一些。
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