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购房者大多选择学区房
秋天,是收获的季节,是农民劳作一年收获果实的
时候。当然,这些成果代表其经济价值,也是一季收成,一年收入最高的季节,在这个季节,所有的农产品包括具有较高价值的产品都在这个季节收获。这个季节收入的高低,直接决定农民进城买房的关键。
对于农民来说,秋季种植大多是有较高经济价值的农作物,不像冬季种植小麦,价格低,收入不是很高。秋季种植具有较高经济价值的农产品如棉花、朝天椒、水果等,这类的农产品,相比小麦、水稻的收入高出不少倍。这些产品,都来自秋季来收获,也就提高了秋季收入的经济价值。对于农民来说,收入多了,
有了钱,就有了买房的底气,进城买房的人就多了。
从现在的情况看,进城买房子的大多是年轻人,孩子要上学,这是买房的关键,那么学区房,就成为进城购房的首选,也是学区房贵于其他地方的原因,一般来说,学区房价格要高出非学区房价格1000多元(这要说三、四线城市)。
进城买房的人多了,就推高了房价,从三四线城市来看,若那个县城的房价高,那么证明农民进城买房的人就多,进城购房者的增多,推动了房价的提升,关键是,对于房价的增加,没有结合成本核算来定位房价,这就让进城买房的农民增加了进城的成本。
对于进城买房者来说,全额付款者不多,大
多需要办理按揭贷款,以后逐年还贷,虽然这种方式暂时缓解购房者的资金困难,但后期的贷款归还,只能期盼收入不受影响,这有想着办法挣钱,不然一旦出现贷款逾期,那么房子会被银行收走,到头来事竹篮打水一场空。
所以说,进城买房,要慎重,要看自己的能力,要找到稳定的工作,或者学到一门热门的技术,来解决后期的房贷问题,这才能够达到买房的预期效果,否则,房子买到了,贷款不能按期归还,到头来,房子暖不热,就会因为贷款还不上的问题,被人收走。
朋友们,你们如何看待这个问题?一起来说说吧!为那些年轻人提出合理化的建议,供他们参考,以免后来的希望变成泡影。
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